Your privacy is critically important to us. This Privacy Policy outlines how MeraPayment collects, uses,
protects, and shares your information when you use our website and mobile application. By using
MeraPayment, you agree to the collection and use of information in accordance with this policy.
1. Information We Collect
We collect several types of information to provide and improve our service for construction
contractors:
Personal Information: Name, phone number, email address, Aadhaar details, PAN
number, and company information.
Labour Data: Information about workers you add, including their names,
attendance records, wages, and bank details.
Biometric & Verification Data: To ensure attendance accuracy, we collect live
camera images and location data for liveness verification. This data is strictly used to verify
the physical presence of workers.
Payment & Financial Data: Transaction history, invoice details, and billing
information necessary to process payments and handle disputes.
2. How We Use Your Information
The data we collect is used to power the core features of MeraPayment:
Attendance Management: Verifying worker identity via camera liveness checks
to prevent proxy attendance.
Invoicing & Billing: Generating accurate invoices based on verified labour
data and sharing them with main contractors.
Legal Support: Facilitating dispute resolution and legal escalation services
when payments are overdue.
Platform Security: Monitoring for suspicious activity and ensuring
compliance with our terms.
Attendance Verification
Camera images captured during attendance are processed specifically for liveness
verification. We respect worker privacy and do not use this data for surveillance beyond
attendance confirmation.
Secure Biometric Handling
3. Data Sharing & Disclosure
We do not sell your personal data. However, we may share information in the following
circumstances:
With Main Contractors: Invoice data and attendance reports are shared with the
main contractor to facilitate approval and payment.
Legal Service Providers: If you initiate a legal escalation, relevant case
details are shared with our legal partners to issue notices and manage disputes.
Service Providers: We use trusted third-party services for payment processing,
SMS notifications, and cloud hosting.
Legal Requirements: We may disclose information if required by law or in
response to valid requests by public authorities.
4. Data Security
The security of your data is our priority. We implement robust security measures, including:
Encryption of sensitive data in transit and at rest.
Strict access controls to ensure only authorized personnel can access critical information.
Regular security audits and updates to our infrastructure.
While we strive to use commercially acceptable means to protect your personal data, no method of
transmission over the Internet is 100% secure.
5. Your Rights
As a user of MeraPayment, you have the right to:
Access and update your personal profile and company details.
Request a copy of the data we hold about you.
Request deletion of your account, subject to retention requirements for legal and financial
records.